Defined Contribution Plans

Defined contribution plans our becoming increasingly popular for employers who want more predictability on their healthcare spend. Currently the status quo is typically what is called a defined benefit plan.

 

With increases in premium year over year, employers are looking for a solution to control cost. Thus allowing the employees to have more control on the benefits they chose. Allowing the employer to stay out of the decision making process. Also eliminates the one size fits all benefit offerings. Where as with a defined benefit plan may be 50% of the major medical, leaving many with no added benefits.

 

For more information on how we can help your business with a defined contribution plan, click on more info now.

HRA Plans

HRA plans, are employer funded medical reimbursement plans which are called health reimbursement accounts. These accounts or arrangements are approved by the IRS, that have a tax advantage for employer-funded accounts that can be used to pay for medical expenses or health benefits premiums.

 

HRA's are not health insurance but merely an account that the employer makes a set amount of contributions to the employees account to be used to pay for expenses or choose personal benefits. HRA's are highly beneficial for small businesses as well.

For more information on how we can help your business with an HRA Plan, click on more info now.

Custom tailored to fit your needs

To provide exceptional value to you and your employees, we represent the top partners to offer the best products and solutions available.  We believe as benefit consultants that being a one stop shop for all your benefit needs means one consistent point of contact as well as client advocacy.

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Next Steps...

For more information on a custom tailored quote that meets your needs, call us!